Moving to Riverland? Don’t just map the home: map your everyday life. 📍 Before making a relocation decision, create a personal services checklist: 🏥 Primary care, specialists, hospitals, and urgent care 💊 Pharmacies and prescription needs 🛒 Grocery stores and everyday shopping 🏦 Banking and financial services 🍽️ Dining options that fit your routine ⛪ Worship and community resources 📚 Libraries 💇‍♀️ Preferred salons, barbers, and personal services Then test-drive the routes at the times you would actually travel. Ask providers about availability, insurance acceptance, and office hours. Businesses and services can change, so confirm details independently before making a decision. A beautiful community matters: but so does how easily it supports your real life. Want help comparing your priorities? Request my community match list. 🏡 Valinda Malave, Realtor® | LPT Realty 📞 772-888-1124 🌐 www.treasurecoastpropertyfinders.com A portion of my real estate proceeds supports the Tori Rose Foundation and children battling cancer and their families. 💛 #Riverland #PortStLucie #FloridaRelocation #TreasureCoastRealEstate

The right Riverland home starts with the right preparation: not just a headline interest rate. Before touring seriously, ask your lender about: • Pre-approval versus pre-qualification • A payment range that fits your complete budget • Loan options for new construction and resale homes • Estimated cash needed at closing • Rate-lock timing and expiration • How HOA, insurance, taxes, and assessments are treated in the estimate Rates, terms, lender fees, insurance, taxes, and approval requirements can change. Compare written estimates from qualified lenders and make decisions based on your own finances: not a promise or online calculator. Good preparation gives you a clearer search and a stronger conversation when the right home appears. Message me FINANCING if you want a simple home-search preparation checklist. Valinda Malave, Realtor® | LPT Realty 772-888-1124 www.treasurecoastpropertyfinders.com A portion of my real estate proceeds supports the Tori Rose Foundation and children battling cancer and their families. #Riverland #HomebuyerEducation #TreasureCoastRealEstate #FloridaHomebuying

Active-adult living can be peaceful: and still leave room for the people you love. If family and friends will visit, look beyond the model-home presentation: • Is there comfortable guest space? • How private is the guest area? • Is parking convenient for visitors? • Are there nearby dining, recreation, and everyday services they can enjoy? • Would the home work for holiday gatherings or longer stays? • Are there community rules that affect guests or amenity access? Guest policies, access, parking, and amenities can vary and should be confirmed through current community documents and representatives before you rely on them. The best community match supports both your quiet mornings and your favorite visitors. Message me GUEST PLAN for a home-and-community comparison checklist. Valinda Malave, Realtor® | LPT Realty 772-888-1124 www.treasurecoastpropertyfinders.com A portion of my real estate proceeds supports the Tori Rose Foundation and children battling cancer and their families. #Riverland #TreasureCoast #ActiveAdultLiving #FloridaRealEstate

Before you fall in love with a Riverland resale, ask the questions that may not show up in the listing photos! 🏡🔍 If you plan to rent the home, use it as a second home, transfer ownership, or host guests, review the current governing documents first. Ask about: • Minimum lease terms • Rental caps or waiting periods • Owner-occupancy requirements • Guest and pet rules • Transfer or application fees • Whether restrictions differ by neighborhood, phase, or home type Important: I am not stating any Riverland-specific rule as fact. Rules can change, and current declarations, bylaws, rules, regulations, and other applicable documents must be obtained, reviewed, and independently verified before you buy or rely on them. Professional guidance is essential, especially when rental income is part of your plan. DM me RIVERLAND and I’ll help you create a smart document checklist before you make an offer. 📩 Valinda Malave, Realtor® | LPT Realty 📞 772-888-1124 🌐 www.treasurecoastpropertyfinders.com A portion of real estate proceeds supports children battling cancer through the Tori Rose Foundation. 💛 #Riverland #FloridaRealEstate #RealEstateTips #TreasureCoast

A floor plan can look beautiful on paper: but will it work beautifully for real life? 🏡 When comparing Riverland plans, look beyond the kitchen and countertops. Consider: • One-level living and easy entry thresholds • Bedroom and bathroom placement • Shower access and future mobility needs • Lighting, outlets, and smart home options • Storage that can handle real life • Laundry location and convenience • Guest privacy • Space for a home office, hobby room, or changing needs Compare the plans, dimensions, available options, and construction details carefully. The “perfect” plan is the one that supports how you live today: and how you may live tomorrow. Considering new construction? Bring your Realtor from the beginning so you have an advocate reviewing choices, details, and decisions with you. Request my community match list or call me at 772-888-1124. Valinda Malave, Realtor® | LPT Realty www.treasurecoastpropertyfinders.com A portion of my real estate proceeds supports the Tori Rose Foundation and children battling cancer and their families. 💛 #Riverland #FloridaRealEstate #NewConstruction #TreasureCoastRealEstate

Buying in Florida? Add homestead and property-tax questions to your Riverland planning checklist. Before closing, ask: • Could you qualify for a Florida homestead exemption? • When and how must you apply? • How are taxes estimated for the specific property? • Could the assessed value change after a purchase? • Are there non-ad valorem assessments or other charges to review? Tax treatment depends on the property, ownership, timing, and current county rules. Confirm details with the St. Lucie County Property Appraiser, Tax Collector, and your tax professional before making a decision. A beautiful home is only part of the plan. Understanding the paperwork helps you buy with more confidence. Message me TAX CHECKLIST if you want a starting list of questions for your professional team. Valinda Malave, Realtor® | LPT Realty 772-888-1124 www.treasurecoastpropertyfinders.com A portion of my real estate proceeds supports the Tori Rose Foundation and children battling cancer and their families. #Riverland #FloridaHomebuying #PortStLucie #TreasureCoastRealEstate

Even if you are buying your forever home, it is wise to think about the next chapter. When comparing Riverland homes, consider: • How well the layout may serve changing needs • Storage, parking, and outdoor-space functionality • Location within the community and ease of access • Buyer demand for the home’s size, condition, and features • Which upgrades are personal preferences and which may broaden appeal • Your likely timeline if you later need to sell No feature guarantees future value, and market conditions can change. A property-specific pricing and resale discussion is more useful than a generic prediction. Your home should fit your life today: and leave you with options tomorrow. Message me RESALE PLAN if you would like a thoughtful list of questions to discuss before choosing a home. Valinda Malave, Realtor® | LPT Realty 772-888-1124 www.treasurecoastpropertyfinders.com A portion of my real estate proceeds supports the Tori Rose Foundation and children battling cancer and their families. #Riverland #PortStLucie #HomeBuyingTips #ResalePlanning

Pretty palms are wonderful: but before you fall in love with a Riverland home, ask the questions that help prevent storm-season surprises. 🌴🏡 DAY 2: STORM-READINESS QUESTIONS FOR BUYERS ✅ Are wind mitigation features documented? ✅ Does the home have impact windows or shutters? ✅ How old is the roof, and are permits, warranties, and maintenance records available? ✅ What is the property’s flood-zone designation? ✅ How does the lot handle drainage after heavy rain? ✅ Is insurance available for this specific property, and what may affect the premium? ✅ Is there backup power? ✅ What is the household emergency plan? Insurance availability and premiums vary by property, construction details, coverage, and insurer. Always confirm property-specific information, official records, flood-zone data, zoning, utilities, and insurance directly with the appropriate professionals and agencies. No guarantees: and no guessing: just better questions. 📋 DM me RIVERLAND for a buyer question checklist and a thoughtful home search strategy. Valinda Malave, Realtor® | LPT Realty 📞 772-888-1124 🌐 www.treasurecoastpropertyfinders.com A portion of real estate proceeds supports children battling cancer through the Tori Rose Foundation, in honor of Tori. 💛 #RiverlandFlorida #FloridaHomebuyers #StormReady #TreasureCoastRealEstate